Best Price Guarantee
We guarantee to meet or beat any lender's total loan price or we will pay you $300*. How's that for confidence?
To qualify for payment under this guarantee, borrowers must:
- Provide a complete, system-generated Good Faith Estimate, listing specific lender's name, dated the same day as our rate quote.
- Provide an estimate indicating a lower or equivalent interest rate and closing cost package, for the same loan program offered by First Omni Mortgage Lending.
- Beat the competing lender's total loan costs.
- (Or) pay you $300 when you close with that lender and provide us with a copy of the signed Note and Final HUD-1 Settlement Statement within 24 hours of closing.
* The First Omni Mortgage Lending Best Price Guarantee applies to conforming programs only. To be eligible you must provide a signed Good Faith Estimate and Truth-in-Lending Disclosure from the competing direct lender that shows an identical loan program and includes better lender closing costs, a better rate. fewer discount points, and an equal loan lock term. After the loan closes with another lender the borrower must provide a settlement statement with exactly the same figures as those shown on the initial competing GFE and TIL.
